Quick answer
Gross rental yield is the yearly rent divided by the price; for a ₹5.00 Cr flat let at ₹1,00,000 a month it is 2.4%, and published listing data shows gross yields around 4.6% a year across Surat apartments. Net yield deducts vacancy, maintenance, property tax and your tax, which is why luxury flats are usually bought for appreciation and use rather than rent.
How to read the result
Compare the net yield with what the same money earns in a fixed deposit, then add the expected price appreciation, which is where most of a luxury flat's return comes from. Under-construction flats earn no rent until possession. Rent received is taxable as house property income after the standard deduction, and interest on a home loan can be set against it within the limits of the Income-tax Act; ask your chartered accountant for your case. Our price trends page shows dated rates by area, and the NRI guide covers repatriation of rent.
Figures update as you type and run in your browser; nothing is sent to us. Rates are assumptions you can change — confirm with your bank, the Sub-Registrar and your advocate before you act.
Last reviewed 29 Sep 2026 by the Surat Niwas research desk under our editorial policy. This guide is general information, not legal, tax or investment advice — confirm figures with the official portal, your bank or your advocate before you act.