Tools · Costs and charges · Reviewed 29 Sep 2026

Stamp duty, registration and GST calculator for Surat

Enter the agreement value to see stamp duty, registration fee and GST, and the total you actually pay for the flat.

Updated

Quick answer

On a ₹5.00 Cr flat in Surat the statutory charges are about ₹24,50,000 stamp duty, ₹5,00,000 registration and ₹25,00,000 GST, so the all-in cost is about ₹5,54,50,000. The calculator uses the 4.9% and 1% rates our stamp duty guide explains.

Get the current price sheet

Stamp duty (4.9%)—
Registration (1%)—
GST—
All-in cost—

Worked examples

Stamp duty, registration and GST on typical luxury flat prices in Surat
Agreement valueStamp duty 4.9%Registration 1%GST 5%All-in cost
3.00 Cr₹14,70,000₹3,00,000₹15,00,000₹3,32,70,000
5.00 Cr₹24,50,000₹5,00,000₹25,00,000₹5,54,50,000
8.00 Cr₹39,20,000₹8,00,000₹40,00,000₹8,87,20,000

Stamp duty is charged on the higher of the agreement value and the jantri value, so check the jantri rate for the survey zone before you finalise the price; our jantri guide explains how it is applied. A buyer also withholds 1% TDS on a purchase of ₹50 lakh or more and deposits it against the seller's PAN; it is part of the price, not an extra cost. Maintenance deposits, club membership and parking are separate; see hidden charges.

Figures update as you type and run in your browser; nothing is sent to us. Rates are assumptions you can change — confirm with your bank, the Sub-Registrar and your advocate before you act.

Last reviewed 29 Sep 2026 by the Surat Niwas research desk under our editorial policy. This guide is general information, not legal, tax or investment advice — confirm figures with the official portal, your bank or your advocate before you act.

Frequently asked questions

What is the stamp duty on a flat in Surat?

Stamp duty is 4.9% of the higher of the agreement value and the jantri value, plus a 1% registration fee, so the statutory transfer cost is about 5.9% before GST.

Is GST payable on a flat in Surat?

GST at 5% without input tax credit applies to an under-construction flat that is not affordable housing. A ready flat with a completion certificate attracts no GST. The calculator lets you switch between the two.

Is TDS added to the cost of the flat?

No. TDS of 1% is withheld from what you pay the seller on a purchase of ₹50 lakh or more and deposited with the tax department; it reduces the amount paid to the seller and does not raise your total.

Is stamp duty charged on the agreement value or the jantri value?

On whichever is higher. If the agreement value is below the jantri value for the property, duty is levied on the jantri value.

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