Quick answer
Gujarat charges 4.9% stamp duty and 1% registration on the higher of the sale price and the jantri value, in every city of the state. Women buyers pay no registration fee. Under-construction homes add 5% GST. The calculator below gives the exact figures for any value.
Gujarat stamp duty and registration rates, 2026
| Component | Rate | Charged on | Legal basis |
|---|---|---|---|
| Stamp duty (basic) | 3.5% | Higher of sale price and jantri value | Gujarat Stamp Act, 1958, Schedule I, Article 20 |
| Surcharge | 1.4% | 40% of the basic duty | Gujarat Stamp Act |
| Total stamp duty | 4.9% | ||
| Registration fee | 1% | Same base; nil for women buyers | Registration Act, 1908; Gujarat Registration Rules, 1970 |
| GST (under construction only) | 5% | Sale price | CGST/SGST; none on ready or resale homes |
| TDS withheld from seller | 1% | Consideration of ₹50 lakh or more | Income-tax Act, s.194-IA; not an extra cost |
Stamp duty calculator for Gujarat
Enter the agreement value and, if you know it, the jantri value; the calculator uses the higher of the two. Look up jantri in the Gujarat jantri guide.
Ready reckoner: stamp duty and registration by price
| Property value | Stamp duty 4.9% | Registration 1% | Total (man or joint) | Total (woman) |
|---|---|---|---|---|
| ₹30 lakh | ₹1,47,000 | ₹30,000 | ₹1,77,000 | ₹1,47,000 |
| ₹60 lakh | ₹2,94,000 | ₹60,000 | ₹3,54,000 | ₹2,94,000 |
| ₹1 crore | ₹4,90,000 | ₹1,00,000 | ₹5,90,000 | ₹4,90,000 |
| ₹2.5 crore | ₹12,25,000 | ₹2,50,000 | ₹14,75,000 | ₹12,25,000 |
| ₹5 crore | ₹24,50,000 | ₹5,00,000 | ₹29,50,000 | ₹24,50,000 |
| ₹10 crore | ₹49,00,000 | ₹10,00,000 | ₹59,00,000 | ₹49,00,000 |
Before GST and before builder charges. For the full list of extras see hidden charges when buying a flat.
Which value is duty charged on
The Sub-Registrar compares the consideration in your deed with the jantri value for that zone and construction type and charges 4.9% + 1% on the higher figure. In Ahmedabad's western suburbs, Surat's Vesu–Piplod belt and Vadodara's Alkapuri, market prices run well above the doubled 2011 jantri, so duty is normally on the price you pay. In older or peripheral zones the jantri value can be the higher number. If you believe the jantri value overstates a property, the document can be referred for market-value determination under the 1984 rules.
Concessions: women buyers, and nothing else
Gujarat's only residential concession is the waiver of the 1% registration fee when the buyer is a woman or all buyers are women. There is no reduction in stamp duty, no concession for senior citizens, and no first-home rebate. Joint registration between a man and a woman is treated as a male purchase at most Sub-Registrar offices; confirm locally before relying on the waiver.
| Buyer(s) | Stamp duty | Registration fee |
|---|---|---|
| Woman, sole owner | 4.9% | Nil |
| Women only, joint | 4.9% | Nil |
| Man and woman, joint | 4.9% | 1%, confirm at the Sub-Registrar |
| Man, sole or joint men | 4.9% | 1% |
| Company, LLP or trust | 4.9% | 1% |
How to pay: e-stamping and registration on GARVI
- Compute the duty on GARVI's stamp duty calculator and the fee on the registration fee calculator.
- Pay the stamp duty by e-stamping on GARVI (Cyber Treasury e-challan) or obtain an e-stamp certificate from SHCIL or an authorised bank.
- Prepare the deed and generate the input sheet (Form 1) and Form 3 on GARVI; the portal's model drafts show the required clauses.
- Book a slot at the Sub-Registrar office for the property's jurisdiction; all parties and two witnesses attend with originals and are photographed and thumb-printed.
- Collect the registered deed and download the Index-2 from GARVI or iORA; the Index-2 is the public record of the transfer and is what lenders and future buyers check.
Documents checklist
- Sale deed on e-stamp paper, with GARVI input sheet (Form 1) and Form 3
- PAN and Aadhaar of every buyer and seller; passport, OCI card and overseas address proof for NRIs
- Two witnesses with ID; passport photographs of all parties
- Earlier title documents: previous sale deed and Index-2, or the builder's allotment letter and agreement for sale
- For a new flat: Gujarat RERA registration certificate, approved plan, Building Use permission or completion certificate if ready
- Payment proof and the 1% TDS challan (Form 26QB) where the price is ₹50 lakh or more
- Society NOC, share certificate and latest maintenance receipt for a resale flat
- Registered power of attorney, where a party signs through an attorney
Gujarat compared with neighbouring states
| State | Stamp duty (men) | Registration fee | Women's concession |
|---|---|---|---|
| Gujarat | 4.9% | 1% | Registration fee waived |
| Maharashtra | 5% (+1% metro cess in cities) | 1%, capped at ₹30,000 | 1% lower stamp duty |
| Rajasthan | 6% | 1% | Lower stamp duty (5%) |
Neighbouring-state figures are indicative headline rates for comparison; confirm on each state's registration portal.
Related Gujarat guides
Jantri rates in Gujarat · Stamp duty in Surat with ₹3 Cr and ₹5 Cr examples · Check a project on Gujarat RERA · 7/12 utara and property card on AnyROR · How to buy a flat, step by step.
Sources
- GARVI — Stamp duty calculator (official) — checked 29 Sep 2026
- GARVI — Registration fee calculator (official) — checked 29 Sep 2026
- GARVI — Gujarat Stamp Act, 1958 (PDF, official) — official
- GARVI — Registration Act, 1908 (PDF, official) — official
- GARVI — Gujarat Registration Rules, 1970 (PDF, official) — official
- GARVI — E-stamping rules, Gujarat (PDF, official) — official
- GARVI — Rules for market value calculation, 1984 (PDF, official) — official
Last reviewed 29 Sep 2026 by the Surat Niwas research desk under our editorial policy. Rates verified on the official GARVI calculators; Act and rule PDFs are the Government of Gujarat's own files. This guide is general information, not legal, tax or investment advice — confirm figures with the official portal, your bank or your advocate before you act.